are home warranty plans worth the cost

are home warranty plans worth the cost

Mar. 8, 2011

5. I do not at ALL encourage anyone to use them under any circumstances. We have had a month with no AC in the house, and a consistent temp in the house of 86 90. HWA was quick to take care of two recent claims with our A/C and our stove. However, this last claim of a leaking kitchen faucet was denied, stating the fault was due to installation. The problem with this is the faucet is leaking at the handle, which is assembled by the manufacturer. The plumber who came out saw a second leak under the sink at the supply line and told HWA that this leak could be either manufacturer defect or improper installation. HWA glommed onto the explanation of the second leak, which I didn’t even place a claim for, and denied my original claim. My choice now is to replace the faucet or rebuild. At my expense. Filed a claim on 6/12/18.

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Feb. 24, 2011

However, they also eliminate the freedom to choose your own independent contractor if you want the warranty to pay for the repair or replacement.

One thing to remember is that home warranty plans normally do not cover pre existing conditions so knowing that you have an air conditioning unit, that does not function is not a cause to buy the warranty.

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It will also help you to make sure that you are not caught off guard by extreme and unexpected repairs.
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